Entitled 29-year-old son expects to inherit a 50% share of his stepmother's home, even though his father has no claim on the property: 'He blew up'

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  • a man sitting on a couch holding his head
  • "AITAH because I didn’t make sure my son has an inheritance?"

    I (55M) have one biological child (29 M) and two stepchildren (16M) and (12F). My wife's first husband was killed in an accident while on his way to work offshore.
  • Her husband had a very large life insurance policy which she was the sole beneficiary of.
  • He traveled overseas at times and one of the oil companies he sometimes did work for required it, so his employer paid for it.
  • It was for 1 million pounds with triple indemnity. She ended up with slightly over 5 million dollars from that policy alone.
  • They had a 'smaller' policy (which they paid for) worth nearly a million which she was also the sole beneficiary of.
  • She and her children got settlements from his company and she also gets monthly social security survivor benefits for her children.
  • She has all this money invested and gets periodic payments from it. All that is her separate property.
  • My wife bought and maintains the house we live in with her separate money, so it is hers alone.
  • We spend our salaries on our cars and living expenses and vacations and stuff like that.
  • About a month ago my son mentioned that he was expecting that he'd get half of our house and her kids would each get 25% when we died.
  • He also thought that I (and therefore he) was entitled to part of her separate property.
  • small house model and keys on white table
  • I explained to him that the house is hers, paid for by her income from her separate property and that her children would inherit the house.
  • And that all of her investments are also separate and I have no claim to them.
  • He initially expressed concern for me, in the case that I outlived her. She has granted me the right of use of the house. and that I would get a monthly income from her investments but that her children would inherit the house and money after we both died.
  • I explained that we keep our salaries separate. She pays 100% of the house and upkeep.
  • Anything that benefits us and the kids is split with her paying 3/4 and me paying 1/4.
  • If it benefits only her and I, we split it 50/50. Sometimes she pays everything if it's something that is mostly for the kids benefit (like if if we go on a vacation, she'll pay for the accommodations and activities and we'll just split the food).
  • If you count all her income (salary, separate property and social security), my salary is only about 20% of our combined income.
  • He blew up and said that I should have insisted that we use our salaries to pay for the house and put it in both of our names and 'made' her spend her money on other expenses.
  • He's very angry that I'm 'pissing all my money away' on my stepchildren, and he currently isn't speaking to me and is refusing to come over at all during the holidays.
  • AITAH for not negotiating with my wife to make sure he had a bigger inheritance. He will get something
  • He'll definitely get a whole life policy (25k) and whatever cash I have in my checking account (usually a few thousand dollars).
  • Edited to add: My annual salary is about 60k. Before I married my wife, I lived in an apartment and drove a 12 year old car.
  • My life is drastically different since I've married, but I like to pay my own way as much as I can.

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